[...] Php200,000 I earned P15,124.39 (based from the post Mutual Funds vs Savings Account) [...]

small to virtually no risk involved as the money is being handled by seasoned managers.

I have not known anybody go bankrupt or lost money with mutual funds. It’s just a matter of HOW MUCH IS THE RETURN.

Can you please delete my comments, lol ,my gravatar can be seen, can you email me with your suggestion please? Thanks

Hi,

I would like to ask what kind of mutual fund company where you have invested in? I would like to invest in it as well = ) which yield better….and just asking if it is possible if I could invest in mutual fund wherein it could be compounded after getting the interest rate?….i am still studying how mutual fund works.if you yield 15 k in a year how much would it be when you get 60 years old (knowing the average interest rate per annum)? thanks!

just like others I am starting to learn about investing and found out that it earned annually, correct me if i am wrong, now my question is, are all investment i.e. mutual funds, are for yearly earnings only?

Thanks for the reply, this 1st week of May, I will be taking vacation in our country and thinking to settle for good, I have enough budget that can sustain the family’s need, and the other amount will be invested, what mutual funds would you suggest to invest my money, (investment for my children and my retirement, I am now 35 yrs old.)

@VL,

Hi. I can not recommend the best mutual fund for you. You might need a different type of fund based on your financial criteria. But here is a list of the top mutual fund companies in the Philippines today according to their performance and gains.

http://mutualfundsphilippines.net/mutual-funds-performance/

For the type of mutual fund. I would probably suggest a “balanced fund” because its safe hence, balanced. The company would probably your choice.

If its for the kids, I’ll go for more riskier investment which gives better returns. Combined with the time the kids have and probably years before they would need the money, the profit earned would probably be enough to cover up to their wedding expenses.

It’s always a good idea to talk to each companies’ representative so you’ll know what to expect and how much you’ll be getting in return. I’m sure they’ll be more than happy to answer your questions.

Well well interesting, I wish I looked into this first before I decided to play with the stock market. Congratulations on earning A LOT in a year! I mean that’s hefty when compared to bank deposits!

Hi! Great website!

Noob here. Do you constantly gain 7% yearly from your mutual fund investment? If so, it’s just like you didn’t gain/lose anything because Philippine Peso’s value decreases at about 7% yearly (as what I’ve heard). Well. Not a bad idea though.

Hello Everyone

Ben Graham .. one of the greatest investors who ever lived ( the man who taught Warren Buffet ) suggested a 50/50 split between bonds & stocks

To make it simple & low cost use index trackers if possible

The way to use this method is as follows

Stocks 50 %

Bonds 50 %

Stocks rise to 55 %

Bonds now at 45 %

Sell off 5 % of stocks ~ re-invest back into bonds

And visa versa

If bond value increases to 55 % , sell off 5 % & invest back into the stocks via the index funds

The beauty of this method is you are continually buying stocks when prices are lower & selling when prices are higher

It’s a very efficient way to invest

I wish everyone good health

Yes admin , you are correct , Ben G does mention holding bonds of shorter term duration ~ because you can never be sure which way interest rates are heading , although at the moment interest rates are at historical lows so can only rise which are not a good sign for bonds

Interestingly women can often make better investors than men , not because they pick better stocks , but because they are more passive in their approach

Men tend to be overconfident in their abilities & trade too much ~ reducing long term returns